NARPO – The voice of retired police officers
NARPO – The voice of retired police officers

State Pension Deferral

The option to put off claiming the State Pension in return for a higher amount has been part of the system since 1948. Initially, increments were based on the number of flat-rate contributions paid during the period of deferment. However, since April 1975, they have been calculated as a percentage of the basic State Pension […]

The 2016 State Pension: contracted out? have produced a new factsheet about those in Contracted Out schemes and the 2016 State Pension. Use the link below to view the factsheet: ‘New State Pension – if you’re contracted-out of additional State Pension fact sheet’ Jul 2015

Topping up your State Pension

Use this link for a guidance document produced by Royal London. It does not constitute financial advice: The Royal London State Pension Guide ‘Topping up your State Pension’ 2016

Inheriting additional State Pension

Looks at provisions for inheriting additional State Pension and transitional arrangements following the introduction of the new State Pension in April 2016. A new State Pension (nSP) was introduced on 6 April 2016, for people reaching State Pension age on or after that date. The Coalition Government said it intended people to qualify on the basis […]

New State Pension Update 22nd June 2016

In its 27 March 2016 report the Work and Pensions Committee found widespread confusion over the impact of the New State Pension, just weeks before its introduction, with many people left “unprepared and confused”. It concluded that communication of such important changes should never have been left to a general awareness campaign. In response, the […]

Pension Credit

Use the link to access a collection of advice, guidance, facts and posters to help older people understand how they could get Pension Credit: Pension credit tool kit Use the link to view a factsheet which answers questions about Pension Credit and explains changes that are happening from 6 April 2016: Pension credit factsheet  

Benefit and Pension Rates Leaflet

The Benefit and Pension Rates leaflet has now been published on GOV.UK. The leaflet also explains some rules on extra amounts payable for dependents and how income and savings can affect entitlement to certain benefits.

The Impact of State Pension Reforms

The National Audit Office has produced a report which identifies the impact of state pension reforms on people with guaranteed minimum pensions. The report finds that the impact of these reforms on people with Guaranteed Minimum Pensions will “vary widely”, but the group most negatively affected by the new state pension will be those who […]