As police officers only paid class 2 NI contributions as they were contracted out they may not have the required 35 years to qualify for the full STSP. To ascertain how many years contributions...

When the State Earnings Related Pension Scheme (SERPS) was introduced in April 1978, it was possible to contract-out of it into an occupational pension scheme. A condition of it being used to contract-out was that...

The government intends to change the rules on how the UK State Pension is calculated if you move to live in the EU, EEA or Switzerland and you have previously lived in: Australia, before 1 March...

The following information and online support resources have been collated into one place to assist Local Branches, Welfare Contacts and Members with wellbeing and support when someone dies. England – What to do when...

As Police Officers you were ‘contracted out’ of the State Second Pension and only paid class 2 NI contributions. As a result you may not have the required 35 years to qualify for the...

The Government Equalities Office (GEO) has published a table that sets out the similarities and differences between marriage and civil partnership in England and Wales. The GEO table applies to same-sex and opposite-sex couples...

More than 363,000 pensioners living in the EU are to receive letters from the government reassuring them their UK State Pension will continue to be paid when the UK leaves the EU. The letters...

​We are a campaign group that fights the injustice done to women born in the 1950s (on or after 6 April 1951) regarding the changes to their state pension age. The 1995 Conservative Government’s Pension...

The UK State Pension is payable overseas only uprated annually if the individual is resident in an EEA country or one with which the UK has a reciprocal social security agreement requiring this. UK...

We are often asked why the Police Pension reduces when a member starts receiving their State Pension. Please use the link below to view the explanation. Modification of Police Pension How pension increases work...

The option to put off claiming the State Pension in return for a higher amount has been part of the system since 1948. Initially, increments were based on the number of flat-rate contributions paid...

You will find the link to the Independent Review of the State Pension Age Report below: Interim report of an independent review of State Pension Age Oct 2016  

Gov.uk have produced a new factsheet about those in Contracted Out schemes and the 2016 State Pension. Use the link below to view the factsheet: GOV.uk ‘New State Pension – if you’re contracted-out of...

Use this link for a guidance document produced by Royal London. It does not constitute financial advice: The Royal London State Pension Guide ‘Topping up your State Pension’ 2016

Looks at provisions for inheriting additional State Pension and transitional arrangements following the introduction of the new State Pension in April 2016. A new State Pension (nSP) was introduced on 6 April 2016, for people...

In its 27 March 2016 report the Work and Pensions Committee found widespread confusion over the impact of the New State Pension, just weeks before its introduction, with many people left “unprepared and confused”....

Use the link to access a collection of advice, guidance, facts and posters to help older people understand how they could get Pension Credit: Pension credit tool kit Use the link to view a factsheet...

The Benefit and Pension Rates leaflet has now been published on GOV.UK. The leaflet also explains some rules on extra amounts payable for dependents and how income and savings can affect entitlement to certain...

The National Audit Office has produced a report which identifies the impact of state pension reforms on people with guaranteed minimum pensions. The report finds that the impact of these reforms on people with...

Many of you may know that pensioners from the UK who emigrate have their State Pension entitlement frozen in most countries outside the EU. The International Consortium of British Pensioners is fighting for fairness...