NARPO – The voice of retired police officers
NARPO – The voice of retired police officers

Police Pension and index linking

Police Pensions are currently index linked from age 55yrs and are increased in line with the Consumer Price Index (CPI). Pensions are uprated each April and the level of increase is determined by CPI in September of the preceding year. Use the links for details of the applicable increases: How index linking works Inflation and price […]

Injury Award Reviews

We are aware that some Forces are currently conducting Injury Award Reviews under Regulation 37 Police [Injury Benefit] Regulations 2006. FISHER v Northumbria case reinforces previous case law when determining the ‘uninjured’ earnings capacity, when carrying out a review under Regulation 37; and we would remind members of the TURNER case, which concluded that: The […]

Brexit and State Pensions – 4th January 2021

Entitlement to the UK State Pension is based on an individual’s UK National Insurance record. As part of the EU, the UK was part of a system to coordinate the social security entitlements for people moving within the EU. The rules also apply to the EEA and Switzerland. The aim of these provisions is to remove barriers […]

Pensions and divorce

Pensions and divorce is a complex area and it is advisable to seek expert legal advice. Please use the links for useful documents on this subject: Police Pensions on divorce Pension Sharing Transfer Values A Guide to the Treatment of Pensions on Divorce  The PAG Report and Treatment of Police Pensions upon Divorce Home Office […]

New State Pension and Contracting Out

As Police Officers you were ‘contracted out’ of the State Second Pension and only paid class 2 NI contributions. As a result you may not have the required 35 years to qualify for the New State Pension. Use the links below for new Single Tier State Pension information: Your State Pension Statement Explained Check your State […]

Survivor Pension information

1987 Police Pension Scheme Adult survivors under the 1987 Police Pension Scheme include widows, widowers and civil partners but not cohabitees who were not married or in a civil partnership. See the 1987 Police Pension Guide and 1987 Police Pension Regulations for more information Since 5 December 2005, same sex couples have been able to have their […]

Women Against State Pension Inequality

​We are a campaign group that fights the injustice done to women born in the 1950s (on or after 6 April 1951) regarding the changes to their state pension age. The 1995 Conservative Government’s Pension Act included plans to increase women’s SPA (State Pension Age) to 65, the same as men’s. WASPI agrees with equalisation, but […]

Find your Pension Administrator

Use this link to find your Pension Administrator: Index of pension administrator contacts Please note this link is a GOV.UK website You may find some of the Pension Administrators have changed. Update 16th October 2020 XPS have changed their telephone number to 01642 030692 E-mail Address: Website:

Guaranteed Minimum Pension

A guide to the contracted out payment equivalent (COPE), and guaranteed minimum pension (GMP) This guide explains briefly what GMP is and how it affects the amount of pension you are paid.  It is not intended to provide an in-depth explanation of GMP. GMP – Leaflet officers At State Pension age, although the Police Scheme […]

Taxation of Pension Entitlement following re-employment

The question of taxation of pension benefits in some circumstances following re-employment is proving a difficult subject to resolve. Also, see the  Pensions Ombudsman determinations on tax liabilities on re-employment- Pensions Ombudsman determination in the case of Mr R and Additional Applicants and Avon and Somerset PCC and Chief Constable and Additional Respondent, Chief Constable […]