State Pension Deferral
The option to put off claiming the State Pension in return for a higher amount has been part of the system since 1948. Initially, increments were based on the number of flat-rate contributions paid during the period of deferment. However, since April 1975, they have been calculated as a percentage of the basic State Pension […]
International Pension Centre
Get advice or information about pensions and benefits if you live abroad or have lived abroad. You can contact the International Pension Centre (IPC) using the online enquiry form.
‘Triple Lock’ – briefing January 2017
Use this link to view the briefing document on the Triple Lock for Pensions: Triple Lock Fact Sheet produced by NPC Jan 2017
Independent Review of the State Pension Age
You will find the link to the Independent Review of the State Pension Age Report below: Interim report of an independent review of State Pension Age Oct 2016
The 2016 State Pension: contracted out?
Gov.uk have produced a new factsheet about those in Contracted Out schemes and the 2016 State Pension. Use the link below to view the factsheet: GOV.uk ‘New State Pension – if you’re contracted-out of additional State Pension fact sheet’ Jul 2015
Topping up your State Pension
Use this link for a guidance document produced by Royal London. It does not constitute financial advice: The Royal London State Pension Guide ‘Topping up your State Pension’ 2016
Reductions In Inherited SERPS
Use the link below to view the full research report that looks at reductions in inherited SERPS, legislated for in 1986, originally intended to be introduced from April 2000, but delayed following a campaign around inadequate publicity. A separate note: CPB-07631 “Inheriting additional State Pension” provides more general overview of the provisions both in the old […]
Inheriting additional State Pension
Looks at provisions for inheriting additional State Pension and transitional arrangements following the introduction of the new State Pension in April 2016. A new State Pension (nSP) was introduced on 6 April 2016, for people reaching State Pension age on or after that date. The Coalition Government said it intended people to qualify on the basis […]
Commutation Factor dispute – latest news
Use the link to view a Commutation factor Q & A document received from the Police Pensions Team at the Home Office: Home Office Police Pensions team Q & A for Administrators
New State Pension Update 22nd June 2016
In its 27 March 2016 report the Work and Pensions Committee found widespread confusion over the impact of the New State Pension, just weeks before its introduction, with many people left “unprepared and confused”. It concluded that communication of such important changes should never have been left to a general awareness campaign. In response, the […]