If you are looking to take out travel insurance, as a NARPO member, you have access to a unique policy as part of your membership benefits.
In association with our partners at the Civil Service Insurance Society (CSIS) we are pleased to be able to offer a ‘fit to travel’ insurance policy via PJ Hayman, at a fixed price, for members aged between the ages of 50-79. The policy has a common renewal date of the 01st June,
The fit to travel criteria is as follows:
Existing medical conditions must be stable and controlled by any treatment you are receiving and/or medication you have been prescribed. Cover is not suitable if you have been given a terminal prognosis, which is a life expectancy of below one year at the start date of the journey.
You will not be eligible for this policy if any insured member suffers from a chronic breathing condition which is any of the following:
· – Severe Allergic Asthma, Asthma with fixed airflow obstruction, Night time (Nocturnal) Asthma
· – Obstructive Sleep Apnoea
· – Chronic Obstructive Pulmonary Disease (COPD)
· – Chronic Bronchitis
· – Cystic Fibrosis/Bronchiectasis
· – Emphysema
· – Lung Cancer
· – Lung Hernia
· – Pleural Effusion
· – Pneumonia
For details of the fixed premiums see below;
To purchase cover or for more information, simply go online www.csis.co.uk/narpo
If you cannot comply with the NARPO Eligibility, or cover is not suitable, CSIS are able to offer alternative cover via their insurance panel with Aneevo. Aneevo have a range of Travel Insurance providers to cater for individual holidays, adverse medical, higher age limits etc. To find out more you can contact the Civil Service Insurance Society (CSIS) www.csis.co.uk or call on 01622766960 option 6.
Opening Hours: Monday – Friday 9am – 5pm
PRO RATA UPDATE:
As part of our ongoing commitment to providing quality products at a competitive price and considering member feedback, we are pleased to announce that any members wishing to join the Over 50’s travel insurance scheme part way through the year, can now do so on a pro rata rate, ensuring those members joining part way through the year are not penalised.
This is a membership scheme with a common renewal date, so regardless of when you join the scheme, your insurance will run from that date until the renewal date of 1st June.
Once you have joined the scheme, you will be invited to automatically renew your policy on an annual basis at the full cost, so that you can travel in the knowledge that you have cover in place for your trips throughout the year.
CSIS – The insurance people who care.
*Please note that this is an annual membership insurance policy. Applicants cannot leave and rejoin the scheme in the same renewal year. See eligibility terms and conditions to ensure you are eligible for cover.
FAQ’s:
I don’t want my cover to auto-renew, can I opt out?
Yes you can. Just contact us to let us know that you want to switch to a manual renewal. We will write to you when your policy is coming up for renewal, but it will be your responsibility to arrange a new policy to make sure you don’t have any gaps in cover.
I’ve just joined the scheme, why was I charged the full price?
The pro-rata premium has been implemented to make the pricing fairer for those customers joining the scheme later in the year as they are not benefitting from a full year of cover.
Once you have joined the scheme, you will benefit from annual cover on an ongoing membership basis, and no upper age limit applies as long as you keep your cover in place each year.
I don’t need cover for the whole year, can I cancel my policy and rejoin in the same scheme year?
This is an annual travel insurance membership scheme and has common start and end dates. The scheme is competitively priced based on these joining dates and is not intended to cover one-off individual trips.
Once joined, members cannot cancel and rejoin the scheme in the same year.
This insurance might not be suitable If you are only looking to cover a one-off trip