Inheritance tax and your pension: important changes ahead
From April 2027, the government will introduce significant changes to how inheritance tax (IHT) applies to pensions. These changes could impact how much of your pension you can pass on to your loved ones, and how quickly they receive it.
If you have a pension, now is the perfect time to review your estate plans and check that your nominated beneficiaries are up to date. Making sure your wishes are clear can help protect your family’s future.
Get the facts – free advice sheet available
To help you understand what’s changing, Quilter has created a straightforward advice sheet that explains the new rules and what they could mean for you. You can read it here.
Speak to a financial adviser – free initial consultation
Tax rules can be complex, but you don’t have to navigate them alone. As a NARPO member, you’re entitled to a free, no-obligation initial consultation with a Quilter Financial Adviser. Whether you want to understand the changes or get broader financial advice, our experts are here to help.
If you’d like to discuss your situation or have questions about the new inheritance tax rules, book your free consultation here.
Approved by Quilter Financial Services Limited. September 2025.